How to Make Your Home Cozy on a Budget

If you want to know how to make your home cozy on a budget, here are a few home decor ideas that’ll help you create the comfy oasis you desire.

A budget can seem like a barrier to making your home cozy and warm. I’m here to tell you it’s not and that you can figure out how to make the cozy feel you want at home without breaking the bank.

modern bedroom with king size bed, two arm chairs, houseplant, and window curtains

Make Your Home Cozy on a Budget in a Few Easy Steps

Before you dig into changing your home, it’s vital to declutter and clean. These processes create a blank canvas within your home for your decorating changes. Don’t worry; I usually need to do these room by room too.

Then you’ll need to figure out what you actually like about what you have. Work with what you already have first so you don’t spend money unnecessarily.

Plan Your Budget First

Sometimes, when you’re figuring out how to make your home cozy on a budget, you don’t need to go anywhere. Instead, shop your home for what you need and move things around between rooms. You may be surprised how different things look.

Choose a Single Style

One of the easiest ways to create coziness in a home is selecting a single style. The cohesion makes your home feel like a single unit rather than a collection of rooms.

Also, knowing your style helps you pick out the pieces you want to keep.

open concept kitchen, dining room, and living room with a minimalist modern design

For help determining your style, check out this article I wrote earlier on how to know your decorating style.

Use Your Leftover Paint

Often, you have extra paint hanging around from different projects. While your walls may not need a complete repaint to look good, you can use this extra paint to add accents to your rooms.

Simplistic with white as the dominate color and a little pop of color

One easy way to do this is by dipping the edge of a kitchen sponge into your leftover accent wall paint. Then touch the edge to the walls. Depending on the angles, you can get the look of a wallpaper pattern or a cool abstract accent wall.

Hit Up Estate Sales and Thrift Opportunities

I know decor can get expensive quickly, but part of how to make your home cozy on a budget is cutting costs.

That means rather than browsing the websites for new items, you should consider looking at secondhand options like thrift stores, flea markets, and estate sales.

plants and home decor items styled on coffee table

I find the trick to this aspect is shopping with a list. That way, you do not spend more than you planned for.

Add Window Treatments or Blinds

The right window treatments can transform a living space. In fact, I would say this is one of the most important design elements to focus on. People are more willing to invest in homes that provide quality windows with views and natural light.

front door with stylish framing and open windows

With stylish window treatments or blinds, you can bring even more attention to that.

Add Mirrors as Accent Pieces

Mirrors are a great addition, especially if you feel you have a smaller space. Mirrors bounce light around and make any room feel bigger.

large mirror that opens up an office space

Additionally, there are many distinct shapes and frames for mirrors, so they add more character to your space too.

Change the Room Accents

Accent decor can tie decorating schemes together. Therefore, changing out the accents makes my top tips for how to make your home cozy on a budget.

Below are some pictures of wall decor that work as the focal point in their respective living spaces. But you can also focus on things such as painting an accent wall or creating centerpieces on dining room tables or coffee tables.

Add Houseplants

Plants are a multipurpose accent, and you have many choices that work with the light in your home. The vibrant green helps your space feel cozier.

golden pothos houseplant hanging off built-in bookshelf

Plus, your plants help filter your indoor air for a healthier home. Natural elements can really stand out in a home environment.

Related: How To Decorate With Plants in a Few Easy Steps

Consider DIY Ideas

DIY is an excellent option to cozy up your home. You can build your art displays, repurpose furniture into decor, build display shelves, and more to spruce up your space into a comforting oasis.

Baskets under console tables with canvas art

Create Your Own Displays

Display art does not need to be complicated. You can make a focal point something simple, like adding flowers to a vase in the center of your table.

living room showing wooden coffee table with rustic centerpiece and basket next to accent chair with open concept kitchen in background

You can add layers of fabric like placemats and napkins for a finished look, on the table, sideboard, and more.

I like bottles, antique jugs, and china sets when I’m creating displays. You can make displays with household items like mason jars and string lights as well.

Create Warmth with Lights

Lighting is the key to warmth, and how you manage light in a room makes a big difference. Replacing light fixtures, allowing more natural light, and more all offer great options to add more light.

Soft lighting in bedrooms and living rooms is key.

Shop for Home Decor Items

If you’re not into thrift store shopping, you can go to mainstream stores for home decor: Target, Hobby Lobby, Kohl’s and more. Here are a few items I suggest you shop for:

  • candles
  • area rugs
  • chunky blankets
  • baskets with throws
  • bedding and new linens
  • pillows in different sizes and textures to increase comfort

Create a Drop Zone

Not only can drop zones help you keep your home clutter free, they are another fun way to make your living space more stylish and comfy.

A drop zone can be a mudroom for your shoes and coats. It can be a built in shelf that you use to charge your devices. It can be a bench that you decorate with pillows and throw blankets.

drop zone near a garage decorated with minimalist decor

Include Personal Photographs

Add pictures of family, friends or recent travels. Printing your own photos is very affordable, and you can even get them delivered through Amazon. You can also find picture frames at any store that sells home decor.

Photos add a personal touch to any space. I recommend hanging them up on your walls or displaying them on side tables or desks.

Add elements that are relaxing for you!

At the end of the day, you should select furniture, home decor, or accents that are comforting to you. Here are a few ideas that have become popular:

  • Create a reading nook with bookshelves if that’s your thing.
  • Set up a DIY coffee bar if a morning beverage sounds heavenly to you.
  • Purchase an armchair and decorate it with fluffy, warm blankets.

There are endless possibilities when it comes to making a home cozy for you.

two white lounge chairs in front of a front window looking out toward a pond

Follow along on Pinterest for more home decor ideas!

Nicole Mickle

I've lived, worked, and played in Orlando my entire life. Let's make the most out of your Florida lifestyle! I'm here to help you take overwhelming interior design options and simplify them room by room.

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